The bench
Each specialist sets their own fee, package, working days and session times here. The booking calendar and the rates table read straight from these profiles, so a change lands with clients immediately.
Discovery & Client Counseling
CFP®, MSc Behavioural Economics
Aria opens every engagement. She built her practice on household discovery work — mapping the full balance sheet, the goal hierarchy behind it, and the money behaviour that keeps clients from acting on good plans. She writes the engagement roadmap the rest of the bench works to.
Cash Flow & Budget Architect
CPA, AFC®
Otto rebuilds the monthly engine: fixed versus variable spend, surplus per pay cycle, buffer sizing and automated allocation. He is the consultant clients call when the income is fine but nothing accumulates.
Debt & Credit Strategist
CFP®, Certified Credit Counselor
Vera sequences payoffs by real interest cost, models refinance and consolidation break-evens, and stress-tests the plan against a lost income month. She quotes dated payoff months, not vague timelines.
Investment & Portfolio Analyst
CFA, CAIA
Kai builds allocations against goal horizons rather than risk questionnaires alone: asset location across taxable and sheltered accounts, cost drag audits, rebalancing bands and drawdown expectations stated up front.
Retirement & Longevity Planner
CFP®, RICP®
Nadia models the funding gap, the contribution schedule that closes it, and the withdrawal order that survives a bad first decade. She works to current-year contribution limits from the practice reference desk.
Tax Efficiency Consultant
CPA, Enrolled Agent
Elias reads the return, not the summary. Bracket position, deduction strategy, credit eligibility, Roth conversion windows and multi-year sequencing — all quoted against the current federal brackets on file.
Risk & Insurance Specialist
CLU®, ChFC®
Sloane prices the downside first: income-replacement need, disability and liability gaps, policy efficiency versus premium spend. She removes coverage clients pay for twice as often as she adds it.
Estate & Legacy Planning
JD, AEP®
Imogen handles the documents most plans quietly assume exist: wills, powers of attorney, beneficiary designations, titling and trust structures — mapped to who actually inherits what, and when.
Private Wealth Management
CFA, CPWA®
Rosalind runs the whole balance sheet: liquidity tiers, capital allocation across competing goals, net-worth trajectory and the quarterly review cadence that keeps an ongoing engagement honest.
Business & Corporate Finance
MBA Finance, CVA
Marcus separates the business balance sheet from the household one: entity choice, owner compensation, working capital, retirement plan selection and the exit or succession path with a defensible valuation range.
Chief Consultant & Plan Synthesis
CFP®, CFA — Lead Consultant
The lead consultant reconciles every specialist plan into one sequenced 12-month calendar, resolves conflicts between them, and owns the client relationship end to end.
Strategic Finance Lead
MBA Finance, ex-investment banking & strategy consulting
Ivo takes the ambiguous question nobody owns — a monetization bet, an investment allocation, a pricing reset — and runs it end to end: scoping, opportunity sizing, the model, the scenarios, and the one-page recommendation the C-suite decides from.
Commercial Deal Desk & Partnerships
CFA, ex-private equity and commercial finance
Marguerite owns the finance workstream on commercial deals: rate cards built from cost-to-serve, partner P&Ls, and term-by-term guardrails priced in dollars before Sales and Legal trade them away. She stays on the deal through signature and post-close tracking.
Forecasting & Scenario Modeling
MSc Mathematics, FMVA
Soren builds the models other people rely on: driver-based, calibrated to actuals, with a single scenario switch, sensitivity grids and an integrity checks block. He also audits models before a board sees the output.
Consolidation & Operating Costs
CPA, ex-Big Four FP&A
Priya-Anne runs the plan: consolidation across units, the operating cost and headcount build, the plan-to-actual bridge, and the reforecast that ranks spend by marginal return instead of cutting across the board.
Executive Narrative & KPI Scorecards
MBA, ex-strategy and business analytics lead
Halden defines the metrics that matter, then makes the story land: answer-first narratives, exhibits with one takeaway each, and KPI scorecards with numeric thresholds and named owners. He pressure-tests recommendations before executives do.
Business Strategy & Positioning
MBA Strategy, ex-management consultant
Dario opens business engagements: the one-page model, the market read, and the positioning wedge a client can actually defend. He turns opinion into tested assumptions before anyone spends money.
Operations & Systems Consultant
Lean Six Sigma Black Belt
Lena removes the constraint. She maps the process step by step, writes the procedures the team follows, and installs the cadence and dashboard that keep delivery predictable without the founder in every loop.
Growth, Sales & Marketing
MSc Marketing, ex-VP Growth
Theo builds acquisition engines: the funnel math first, then two channels with a readable test, the message angles, and a sales process the client can run without improvising.
Learning Path & Study Strategy
MEd Learning Sciences
Amara designs learning that survives contact with a busy week: honest time audit, sequenced curriculum, spaced review built into the timetable, and dated checkpoints that catch drift early.
Admissions & Applications
Former admissions reader, MA Education
Jonah reads candidacies the way committees do, then builds the list and the dated plan: tests, documents, essays and recommender briefs, all working backwards from the deadline.
Career Skills & Certification
SHRM-SCP, career development specialist
Priya turns a target job description into a gap matrix, then sequences the credentials and portfolio projects that actually change hiring decisions — and cuts the ones that do not.
Brand & Design Direction
BA Design, brand director
Isolde defines brands that are hard to copy: the territory nobody else claims, the voice rules with worked examples, and a visual system that holds together across every surface.
Content & Storytelling
MA Journalism, content strategist
Rafa finds the story, then builds the machine around it: pillars, real hooks on a dated calendar, batching templates, and a repurposing tree so one flagship piece feeds a month.
Creative Product & Innovation
MDes, product design lead
Nico takes concepts to shipped work: the user job first, concepts scored honestly, the cheapest prototype that tests the risky part, then a scope with a written cut list.