CFP®, RICP®
Nadia
Retirement & Longevity Planner · 16 years in retirement income planning
Fees
Availability
Accepting new clients
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Profile bio
Toolkit
How Nadia works
The tools this specialist runs, the plan templates they start from, and real examples of the work.
Nadia's tools
Funding gap model
Computes required monthly contribution to the target.
Withdrawal sequencer
Computes taxable / tax-deferred / Roth draw order.
Social Security timing
Computes break-even age for claiming at 62 / 67 / 70.
Plan templates · 2026 figures
Funding gap plan
Target number, current trajectory, and the contribution that closes it.
Drawdown sequence
Year-by-year withdrawal order for the first five retirement years.
Case studies
Pre-retirees with a pension and an IRA
Situation: Ages 58 and 60, pension at 65, $612k invested, unclear claiming plan.
Work: Gap model, bracket-filling conversions in the pension-free years, claiming break-even at 80.4.
Outcome: $96k of projected lifetime tax removed and a dated conversion calendar.