Account ledger · aggregation & tracking
One balance sheet, measured not estimated
Every account, holding and transaction in one place, the way Empower and Monarch track a household. The ledger overrides prose estimates on the client file, feeds the drift and harvesting desk and the projection engine.
Net worth
$0
0 accounts · 0 holdings
Assets
$0
$0 of it invested
Liabilities
$0
No debt on the ledger
Written file says
$40K
$40K apart from the ledger
Accounts
Assets and liabilities
Holdings
Positions, with cost basis and purchase date
Cost basis and purchase date are what make drift, wash-sale windows and harvesting real rather than guessed.
Spending
Statement import and budget
Drop in a bank or card CSV export — date, description and amount columns, or separate debit/credit columns. Each line is categorised on import and you can correct any of them.
No categorised spending yet for 2026-10.
Rules cover the common US merchants; anything unmatched lands in Other and Income income is detected separately.
Net worth over time