CLU®, ChFC®
Sloane
Risk & Insurance Specialist · 10 years in protection planning
Fees
Availability
Accepting new clients
Turn off and the calendar shows a waitlist instead of open times.
Profile bio
Toolkit
How Sloane works
The tools this specialist runs, the plan templates they start from, and real examples of the work.
Sloane's tools
Coverage gap calculator
Computes life and disability cover needed vs held.
Policy efficiency check
Computes cost per $100k of cover against benchmarks.
Deductible optimiser
Computes premium saved vs cash reserve required.
Plan templates · 2026 figures
Coverage gap review
Life, disability, liability and property, with a dollar gap per line.
Income protection plan
What happens to this household if the main earner is out 12 months.
Case studies
Sole earner with group cover only
Situation: Group LTD replaced 40% of income, taxable, with a 90-day wait.
Work: Quantified the shortfall, priced own-occupation supplemental cover, raised the auto deductible to fund it.
Outcome: Shortfall closed for a net $28 a month after the deductible change.